Contact Us

Please use this form to contact us by email.

Or please feel free to call our Office at: 

914. 428. 3200  or  800. 434. 3566


823 Main street


Insurance Specialists to Staffing Firms & PEOs

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together with those aspiring to advance their success





' and then I got fired,..... how can you get fired from a Company you started ?! '

3 Stories 


FUll Commencement Speech Stanford / 2005


 Steve Jobs



Our CAPABILITIES & Motivation

Maximizing the quality and value of a company's Risk Managament program

and where applicable 

Providing assessments for the feasiblity of converting a client's annual premium spend into a potenial Profit center



Specializing in

Workers Compensation proposals & Coverage designs options 

Coverage for Commercial Real Estate Portfolios  

Coverage for Staffing Firms & PEOs

' Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work.

And the only way to do great work is to love what you do.'


About us

Kalayjian Oaks & Associates has been helping both Individuals and Businesses with their coverage needs since 1965 when Charles Lowenfeld partnered with Leon Kalayjian and Lowenfeld & Kalayjian was established in Scarsdale NY. In 1993 Mr. Kalayjian partnered with Alan Kligerman to launch Kligerman & Kalayjian in White Plains. In 2007 Leon  H. Kalayjian and Stephen M. Oaks partnered with Mr. Kalayjian to expand the Agency into new directions of Client engagement. Now in its second generation and 50th year, our boutique Agency incorporates a culture of efficiency and genuine sense of purpose in our daily performance. It is our sincere privilege to provide innovative solutions for Our Clients' needs in the way of their Personal/Commercial Insurance, Group Health & Benefits and Retirement Income plans.

We welcome you to allow us to pursue the best possible end results in your best interest, and it is our sincere hope and desire to become an intimate and trusted Partner with the Clients that choose to engage with our Agency team and specialist Associates.