Workers Compensation Coverage
A team of Workers Comp specialists offering a variety of coverage designs
Our Independent agency team specializes in providing Workers Compensation coverage solutions to companies of all sizes and industries. We are enthused to harvest the best end results for our clients, regardless of how your company may be performing currently. We will access the broad WC market and available programs to custom tailor your coverage.
Guaranteed Cost ( with dividends when available )
High Deductible buy back
Member Owned Group Captives
Single Parent Captives
There are actually 2 premiums in Workers Comp coverage.
1. the one that you see on your annual renewal
2. the hidden one that is directly affected by how efficiently your claim is being closed ( and more often it is not )
Our Carriers and Programs of choice are keenly aware of the contingent increase in cost that an open claim will have on your future WC premiums, and will effectively help your injured employee recover and return to work as soon as possible.
This endeavor is accomplished by implementing:
1.a proactive Safety Program to limit and help prevent accidents and injuries from occurring at all
2.a collaborative Return to Work Program ( claim management & employee recovery ) at your company or place of business.